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DON'T TAKE THE FIRST DEAL OFFERED!!!!

Just because you have slipped up in the past doesn't mean you have to pay over the top now.

This is a specialist market but there are a large number of lenders out there with a wide variety of schemes from very minor to serious credit problems. On a £100,000 mortgage monthly payments can vary from £450 p/m to well over £1000 p/m.

Our priorities will be:

•  To get the best deal for you. Avoid mortgage pitfalls

•  Obtain a quick decision from the lender and where possible, binding so it is almost guaranteed, subject to valuation.

•  Keep initial costs to a minimum.

•  Complete all the paperwork and take the hassle away.

'There will be a fee for mortgage advice of £374.  For adverse mortgages our usual fees are 1% of the loan

If you have any queries please do not hesitate to call and look forward to viewing admendments at the earliest opportunity.

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The Overall Cost for comparison is 4.8% APR. Actual rate available will depend upon your circumstances. Please ask for a personalised illustration. Rate correct as at 17/03/2010.

Millenium Life & Mortgages Ltd is an appointed representative of Personal Touch Financial Services Ltd, who are authorised and regulated by the Financial Services Authority. Registered company in England 4537157

Your home maybe repossessed if you do not keep up repayments on your mortgage.